/* ==========================================================================
   HM Property Group — Landing page styles
   Palette: navy #0f1e33 · gold #c9a227 · off-white #f7f5f0 · slate #64748b
   ========================================================================== */

:root {
  --navy: #0f1e33;
  --navy-700: #172c4a;
  --navy-600: #223d63;
  --gold: #c9a227;
  --gold-600: #b18f1e;
  --gold-200: #f0e2b0;
  --cream: #f7f5f0;
  --white: #ffffff;
  --slate: #64748b;
  --slate-300: #cbd5e1;
  --slate-200: #e2e8f0;
  --ink: #1a2233;
  --green: #157f52;
  --green-bg: #e7f4ed;
  --red: #b42318;

  --radius: 14px;
  --radius-lg: 20px;
  --radius-sm: 10px;
  --shadow-sm: 0 1px 2px rgba(15, 30, 51, .06), 0 2px 6px rgba(15, 30, 51, .05);
  --shadow: 0 4px 10px rgba(15, 30, 51, .06), 0 12px 28px rgba(15, 30, 51, .08);
  --shadow-lg: 0 10px 24px rgba(15, 30, 51, .10), 0 28px 60px rgba(15, 30, 51, .14);

  --maxw: 1120px;
  --pad: clamp(1.15rem, 4vw, 2rem);
  --section-y: clamp(3.5rem, 8vw, 6rem);

  --font: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto,
          "Helvetica Neue", Arial, sans-serif;
}

/* ---------- reset ---------- */
*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: var(--font);
  font-size: 17px;
  line-height: 1.6;
  color: var(--ink);
  background: var(--cream);
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}
img, svg { max-width: 100%; height: auto; display: block; }
button, input, select, textarea { font: inherit; color: inherit; }
h1, h2, h3, h4 { line-height: 1.18; margin: 0 0 .5em; letter-spacing: -.02em; color: var(--navy); }
h1 { font-size: clamp(2rem, 6.2vw, 3.4rem); font-weight: 800; }
h2 { font-size: clamp(1.6rem, 4.4vw, 2.4rem); font-weight: 750; }
h3 { font-size: clamp(1.1rem, 2.6vw, 1.3rem); font-weight: 700; }
p  { margin: 0 0 1rem; }
a  { color: var(--navy-600); }
ul { margin: 0 0 1rem; padding-left: 1.15rem; }

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after {
    animation-duration: .01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: .01ms !important;
  }
}

/* ---------- layout ---------- */
.wrap { width: 100%; max-width: var(--maxw); margin-inline: auto; padding-inline: var(--pad); }
.section { padding-block: var(--section-y); }
.section--tight { padding-block: clamp(2.5rem, 6vw, 4rem); }
.section--cream { background: var(--cream); }
.section--white { background: var(--white); }
.section--navy { background: var(--navy); color: #dbe5f0; }
.section--navy h2, .section--navy h3 { color: var(--white); }

.section-head { max-width: 720px; margin: 0 auto clamp(2rem, 5vw, 3rem); text-align: center; }
.section-head p { color: var(--slate); font-size: 1.05rem; margin-bottom: 0; }
.section--navy .section-head p { color: #a9bdd4; }

.eyebrow {
  display: inline-block;
  font-size: .78rem;
  font-weight: 700;
  letter-spacing: .12em;
  text-transform: uppercase;
  color: var(--gold-600);
  margin-bottom: .6rem;
}
.section--navy .eyebrow { color: var(--gold); }

/* ---------- skip link ---------- */
.skip-link {
  position: absolute; left: -9999px; top: 0; z-index: 999;
  background: var(--navy); color: #fff; padding: .8rem 1.2rem;
  border-radius: 0 0 var(--radius-sm) 0; font-weight: 600;
}
.skip-link:focus { left: 0; }

/* ---------- focus ---------- */
:focus-visible {
  outline: 3px solid var(--gold);
  outline-offset: 2px;
  border-radius: 4px;
}

/* ---------- header ---------- */
.site-header {
  position: sticky; top: 0; z-index: 50;
  background: rgba(247, 245, 240, .88);
  backdrop-filter: saturate(160%) blur(10px);
  border-bottom: 1px solid rgba(15, 30, 51, .07);
}
.site-header__inner {
  display: flex; align-items: center; justify-content: space-between;
  gap: 1rem; min-height: 66px;
}
.logo { display: flex; align-items: center; gap: .6rem; text-decoration: none; }
.logo__mark {
  width: 34px; height: 34px; flex: none;
  border-radius: 9px;
  background: linear-gradient(150deg, var(--navy-600), var(--navy));
  display: grid; place-items: center;
  color: var(--gold); font-weight: 800; font-size: .82rem; letter-spacing: .02em;
  box-shadow: var(--shadow-sm);
}
.logo__text { display: flex; flex-direction: column; line-height: 1.1; }
.logo__name { font-weight: 800; color: var(--navy); font-size: 1rem; letter-spacing: -.01em; }
.logo__sub  { font-size: .7rem; color: var(--slate); letter-spacing: .06em; text-transform: uppercase; }
.site-header .btn { padding: .6rem 1.1rem; font-size: .92rem; }
@media (max-width: 560px) { .site-header .btn { display: none; } }

/* ---------- buttons ---------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: .5rem;
  padding: .95rem 1.6rem;
  border: 0; border-radius: 999px;
  font-weight: 700; font-size: 1.02rem; letter-spacing: -.01em;
  text-decoration: none; cursor: pointer;
  transition: transform .15s ease, box-shadow .2s ease, background-color .2s ease;
  will-change: transform;
}
.btn--gold {
  background: linear-gradient(180deg, #d8b53a, var(--gold));
  color: #21180a;
  box-shadow: 0 2px 4px rgba(15,30,51,.10), 0 10px 24px rgba(201,162,39,.30);
}
.btn--gold:hover { background: linear-gradient(180deg, #e0c04c, var(--gold-600)); transform: translateY(-2px); }
.btn--gold:active { transform: translateY(0); }
.btn--navy { background: var(--navy); color: #fff; box-shadow: var(--shadow-sm); }
.btn--navy:hover { background: var(--navy-700); transform: translateY(-2px); }
.btn--ghost {
  background: transparent; color: var(--navy);
  box-shadow: inset 0 0 0 2px rgba(15,30,51,.16);
}
.btn--ghost:hover { box-shadow: inset 0 0 0 2px rgba(15,30,51,.3); }
.btn--lg { padding: 1.1rem 2rem; font-size: 1.08rem; }
.btn--block { display: flex; width: 100%; }
.btn[disabled] { opacity: .6; cursor: not-allowed; transform: none !important; }

/* ---------- hero ---------- */
.hero {
  position: relative;
  background:
    radial-gradient(1200px 500px at 78% -10%, rgba(201,162,39,.16), transparent 60%),
    linear-gradient(168deg, #12233c 0%, var(--navy) 55%, #0b1727 100%);
  color: #dce6f2;
  padding-block: clamp(2.8rem, 7vw, 5rem) clamp(3rem, 8vw, 5.5rem);
  overflow: hidden;
}
.hero__grid {
  display: grid; gap: clamp(2rem, 5vw, 3.5rem);
  grid-template-columns: 1fr; align-items: center;
}
@media (min-width: 900px) { .hero__grid { grid-template-columns: 1.08fr .92fr; } }
.hero h1 { color: #fff; margin-bottom: .55em; }
.hero h1 .accent {
  color: var(--gold);
  background: linear-gradient(180deg, transparent 62%, rgba(201,162,39,.22) 62%);
}
.hero__sub {
  font-size: clamp(1.03rem, 2.5vw, 1.2rem);
  color: #b8cadf; max-width: 34em; margin-bottom: 1.6rem;
}
.hero__cta { display: flex; flex-wrap: wrap; gap: .8rem; align-items: center; margin-bottom: 1.5rem; }
.hero__trust {
  display: flex; flex-wrap: wrap; gap: .45rem .85rem;
  align-items: center; font-size: .88rem; color: #9db2ca;
  padding-top: 1.2rem; border-top: 1px solid rgba(255,255,255,.10);
}
.hero__trust span { display: inline-flex; align-items: center; gap: .38rem; white-space: nowrap; }
.hero__trust svg { flex: none; color: var(--gold); }

.hero__media { position: relative; }
.hero__media img {
  width: 100%; border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  aspect-ratio: 4 / 3; object-fit: cover;
}
.hero__badge {
  position: absolute; left: clamp(-.5rem, 1vw, .8rem); bottom: -1.1rem;
  background: var(--white); color: var(--navy);
  border-radius: var(--radius); padding: .75rem 1rem;
  box-shadow: var(--shadow); display: flex; align-items: center; gap: .65rem;
  font-size: .86rem; font-weight: 600; max-width: 88%;
}
.hero__badge .dot {
  width: 34px; height: 34px; flex: none; border-radius: 50%;
  background: var(--green-bg); color: var(--green);
  display: grid; place-items: center;
}
.hero__badge small { display: block; font-weight: 500; color: var(--slate); font-size: .76rem; }

/* ---------- estimator ---------- */
.estimator { position: relative; }
.estimator__card {
  background: var(--white);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  border: 1px solid rgba(15,30,51,.06);
  max-width: 640px; margin-inline: auto;
  overflow: hidden;
}
.estimator__head {
  padding: clamp(1.3rem, 4vw, 1.8rem) clamp(1.2rem, 4vw, 2rem) 0;
}
.estimator__head h3 { margin-bottom: .3rem; font-size: clamp(1.25rem, 3.4vw, 1.5rem); }
.estimator__head p { color: var(--slate); font-size: .95rem; margin-bottom: 0; }

.progress { display: flex; gap: .4rem; padding: 1.1rem clamp(1.2rem, 4vw, 2rem) 0; }
.progress__bar {
  height: 5px; flex: 1; border-radius: 99px; background: var(--slate-200);
  transition: background-color .4s ease;
}
.progress__bar.is-done { background: var(--gold); }

.estimator__body { padding: clamp(1.2rem, 4vw, 1.8rem) clamp(1.2rem, 4vw, 2rem) clamp(1.4rem, 4vw, 2rem); }

.step { display: none; animation: stepIn .35s ease both; }
.step.is-active { display: block; }
@keyframes stepIn { from { opacity: 0; transform: translateY(10px); } to { opacity: 1; transform: none; } }

.step__label { font-weight: 700; color: var(--navy); margin-bottom: .2rem; display: block; font-size: 1.05rem; }
.step__hint { color: var(--slate); font-size: .9rem; margin-bottom: 1rem; }

.field { margin-bottom: 1rem; }
.field label { display: block; font-weight: 600; font-size: .92rem; margin-bottom: .35rem; color: var(--navy); }
.field .req { color: var(--red); }
.input {
  width: 100%; padding: .95rem 1rem;
  border: 1.5px solid var(--slate-300); border-radius: var(--radius-sm);
  background: var(--white); font-size: 1rem;
  transition: border-color .15s ease, box-shadow .15s ease;
}
.input:focus {
  outline: none; border-color: var(--gold);
  box-shadow: 0 0 0 3px rgba(201,162,39,.20);
}
.input::placeholder { color: #9aa6b6; }
.input[aria-invalid="true"] { border-color: var(--red); }
.error-msg { color: var(--red); font-size: .84rem; margin-top: .3rem; min-height: 1em; }

/* address autocomplete */
.autocomplete { position: relative; }
.autocomplete__list {
  position: absolute; z-index: 20; top: calc(100% + 4px); left: 0; right: 0;
  background: #fff; border: 1px solid var(--slate-200); border-radius: var(--radius-sm);
  box-shadow: var(--shadow); list-style: none; margin: 0; padding: .25rem;
  max-height: 240px; overflow-y: auto;
}
.autocomplete__list:empty, .autocomplete__list[hidden] { display: none; }
.autocomplete__list li {
  padding: .6rem .7rem; border-radius: 8px; cursor: pointer; font-size: .93rem;
}
.autocomplete__list li:hover, .autocomplete__list li[aria-selected="true"] { background: #f1f5f9; }

/* choice chips */
.choices { display: grid; gap: .6rem; margin-bottom: 1.4rem; }
@media (min-width: 480px) { .choices { grid-template-columns: repeat(3, 1fr); } }
.choice { position: relative; }
.choice input { position: absolute; opacity: 0; width: 100%; height: 100%; margin: 0; cursor: pointer; }
.choice span {
  display: flex; flex-direction: column; gap: .15rem;
  padding: .9rem .85rem; text-align: center;
  border: 1.5px solid var(--slate-300); border-radius: var(--radius-sm);
  background: #fff; font-weight: 650; font-size: .95rem; color: var(--navy);
  transition: all .18s ease; cursor: pointer; height: 100%;
  justify-content: center;
}
.choice span small { font-weight: 500; color: var(--slate); font-size: .78rem; }
.choice input:hover + span { border-color: var(--gold); }
.choice input:focus-visible + span { outline: 3px solid var(--gold); outline-offset: 2px; }
.choice input:checked + span {
  border-color: var(--gold); background: #fdf9ec;
  box-shadow: 0 0 0 1.5px var(--gold), var(--shadow-sm);
}

.step__nav { display: flex; gap: .7rem; align-items: center; }
.step__nav .btn--ghost { padding: .95rem 1.2rem; }
.back-link {
  background: none; border: 0; color: var(--slate); font-size: .92rem;
  cursor: pointer; padding: .5rem .2rem; font-weight: 600;
}
.back-link:hover { color: var(--navy); text-decoration: underline; }

/* calculating */
.calc { text-align: center; padding: 2rem 0; }
.calc__spinner {
  width: 54px; height: 54px; margin: 0 auto 1.2rem;
  border: 4px solid var(--slate-200); border-top-color: var(--gold);
  border-radius: 50%; animation: spin .9s linear infinite;
}
@keyframes spin { to { transform: rotate(360deg); } }
.calc__status { color: var(--slate); font-size: .95rem; min-height: 1.5em; }

/* result */
.result { text-align: center; }
.result__label { font-size: .9rem; color: var(--slate); margin-bottom: .3rem; }
.result__range {
  font-size: clamp(1.75rem, 6.5vw, 2.6rem); font-weight: 800;
  color: var(--navy); letter-spacing: -.03em; margin-bottom: .5rem;
  font-variant-numeric: tabular-nums;
}
.result__range .sep { color: var(--gold); margin-inline: .15em; }
.result__meta {
  display: inline-flex; align-items: center; gap: .4rem;
  background: var(--green-bg); color: var(--green);
  border-radius: 999px; padding: .35rem .85rem; font-size: .84rem; font-weight: 650;
  margin-bottom: 1rem;
}
.disclaimer {
  background: #f8fafc; border: 1px solid var(--slate-200);
  border-radius: var(--radius-sm); padding: .8rem .95rem;
  font-size: .82rem; color: var(--slate); text-align: left; margin-bottom: 1.4rem;
}
.disclaimer strong { color: var(--navy); }

/* consent */
.consent {
  display: flex; gap: .7rem; align-items: flex-start;
  background: #f8fafc; border: 1px solid var(--slate-200);
  border-radius: var(--radius-sm); padding: .9rem; margin-bottom: 1.1rem;
}
.consent input[type="checkbox"] {
  width: 22px; height: 22px; flex: none; margin: .1rem 0 0;
  accent-color: var(--gold); cursor: pointer;
}
.consent label { font-size: .82rem; line-height: 1.5; color: var(--slate); cursor: pointer; }
.consent label a { color: var(--navy-600); }
.consent.is-invalid { border-color: var(--red); background: #fef3f2; }

.hp { position: absolute; left: -9999px; width: 1px; height: 1px; overflow: hidden; }

.form-note { text-align: center; font-size: .8rem; color: var(--slate); margin: .8rem 0 0; }

/* thank you */
.thanks { text-align: center; padding: 1.5rem 0; }
.thanks__icon {
  width: 74px; height: 74px; margin: 0 auto 1.2rem;
  border-radius: 50%; background: var(--green-bg); color: var(--green);
  display: grid; place-items: center;
  animation: pop .45s cubic-bezier(.2,.9,.3,1.3) both;
}
@keyframes pop { from { transform: scale(.4); opacity: 0; } to { transform: scale(1); opacity: 1; } }
.thanks h3 { font-size: 1.5rem; }
.thanks p { color: var(--slate); max-width: 34em; margin-inline: auto; }
.thanks__next {
  text-align: left; background: #f8fafc; border-radius: var(--radius-sm);
  padding: 1rem 1.2rem; margin-top: 1.2rem; border: 1px solid var(--slate-200);
}
.thanks__next li { margin-bottom: .4rem; font-size: .92rem; }
.thanks__next li:last-child { margin-bottom: 0; }

/* ---------- situations grid ---------- */
.sit-grid { display: grid; gap: 1rem; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); }
.sit {
  background: var(--white); border-radius: var(--radius);
  padding: 1.35rem; box-shadow: var(--shadow-sm);
  border: 1px solid rgba(15,30,51,.05);
  transition: transform .2s ease, box-shadow .2s ease;
}
.sit:hover { transform: translateY(-3px); box-shadow: var(--shadow); }
.sit__icon {
  width: 44px; height: 44px; border-radius: 12px;
  background: #fdf9ec; color: var(--gold-600);
  display: grid; place-items: center; margin-bottom: .85rem;
}
.sit h3 { font-size: 1.05rem; margin-bottom: .3rem; }
.sit p { font-size: .9rem; color: var(--slate); margin-bottom: 0; }

/* ---------- steps ---------- */
.steps { display: grid; gap: 1.2rem; grid-template-columns: repeat(auto-fit, minmax(260px, 1fr)); counter-reset: step; }
.stepcard {
  position: relative; background: var(--white);
  border-radius: var(--radius); padding: 2rem 1.4rem 1.4rem;
  box-shadow: var(--shadow-sm); border: 1px solid rgba(15,30,51,.05);
}
.stepcard__num {
  position: absolute; top: -18px; left: 1.4rem;
  width: 44px; height: 44px; border-radius: 12px;
  background: linear-gradient(150deg, var(--navy-600), var(--navy));
  color: var(--gold); display: grid; place-items: center;
  font-weight: 800; font-size: 1.15rem; box-shadow: var(--shadow-sm);
}
.stepcard h3 { margin-top: .4rem; }
.stepcard p { color: var(--slate); font-size: .95rem; margin-bottom: 0; }

/* ---------- comparison table ---------- */
.table-scroll { overflow-x: auto; -webkit-overflow-scrolling: touch; border-radius: var(--radius); box-shadow: var(--shadow); }
table.compare {
  width: 100%; min-width: 560px; border-collapse: collapse;
  background: var(--white); font-size: .95rem;
}
table.compare caption { caption-side: top; text-align: left; padding: 0 0 .8rem; color: var(--slate); font-size: .9rem; }
table.compare th, table.compare td { padding: 1rem .95rem; text-align: left; border-bottom: 1px solid var(--slate-200); }
table.compare thead th { background: var(--navy); color: #fff; font-weight: 700; font-size: .92rem; border-bottom: 0; }
table.compare thead th:first-child { border-top-left-radius: var(--radius); }
table.compare thead th:last-child  { border-top-right-radius: var(--radius); }
table.compare thead th.is-highlight { background: var(--navy-600); color: var(--gold); }
table.compare tbody th { font-weight: 650; color: var(--navy); width: 32%; }
table.compare td.is-highlight { background: #fdfbf3; font-weight: 650; color: var(--navy); }
table.compare tbody tr:last-child th, table.compare tbody tr:last-child td { border-bottom: 0; }
.tick { color: var(--green); font-weight: 700; }
.cross { color: var(--slate); }

/* ---------- testimonials ---------- */
.quotes { display: grid; gap: 1.2rem; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); }
.quote {
  background: var(--white); border-radius: var(--radius);
  padding: 1.5rem; box-shadow: var(--shadow-sm);
  border: 1px solid rgba(15,30,51,.05);
  display: flex; flex-direction: column;
}
.quote__stars { color: var(--gold); letter-spacing: .12em; margin-bottom: .7rem; font-size: .95rem; }
.quote p { font-size: .97rem; color: var(--ink); flex: 1; }
.quote__who { display: flex; align-items: center; gap: .7rem; margin-top: .6rem; }
.quote__avatar {
  width: 40px; height: 40px; border-radius: 50%; flex: none;
  background: linear-gradient(150deg, var(--navy-600), var(--navy));
  color: var(--gold); display: grid; place-items: center; font-weight: 700; font-size: .95rem;
}
.quote__who strong { display: block; font-size: .93rem; color: var(--navy); }
.quote__who small { color: var(--slate); font-size: .82rem; }
.placeholder-note {
  text-align: center; font-size: .82rem; color: var(--slate);
  margin-top: 1.2rem; font-style: italic;
}

/* ---------- map strip ---------- */
.mapstrip {
  display: grid; gap: 1.5rem; align-items: center;
  grid-template-columns: 1fr;
}
@media (min-width: 860px) { .mapstrip { grid-template-columns: .95fr 1.05fr; } }
.mapstrip__map {
  background: var(--white); border-radius: var(--radius);
  padding: .8rem; box-shadow: var(--shadow); border: 1px solid rgba(15,30,51,.05);
}
.pins { display: grid; gap: .7rem; }
.pin {
  display: flex; gap: .8rem; align-items: center;
  background: var(--white); border-radius: var(--radius-sm);
  padding: .85rem 1rem; box-shadow: var(--shadow-sm);
  border: 1px solid rgba(15,30,51,.05);
}
.pin__zip {
  flex: none; width: 58px; height: 44px; border-radius: 9px;
  background: var(--navy); color: var(--gold);
  display: grid; place-items: center; font-weight: 700; font-size: .88rem;
}
.pin strong { display: block; font-size: .93rem; color: var(--navy); }
.pin small { color: var(--slate); font-size: .82rem; }

/* ---------- FAQ ---------- */
.faq { max-width: 800px; margin-inline: auto; }
.faq details {
  background: var(--white); border-radius: var(--radius);
  margin-bottom: .7rem; box-shadow: var(--shadow-sm);
  border: 1px solid rgba(15,30,51,.05); overflow: hidden;
}
.faq summary {
  cursor: pointer; list-style: none; padding: 1.1rem 3rem 1.1rem 1.25rem;
  font-weight: 650; color: var(--navy); position: relative; font-size: 1.02rem;
}
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after {
  content: ""; position: absolute; right: 1.25rem; top: 50%;
  width: 10px; height: 10px; margin-top: -6px;
  border-right: 2.5px solid var(--gold); border-bottom: 2.5px solid var(--gold);
  transform: rotate(45deg); transition: transform .25s ease;
}
.faq details[open] summary::after { transform: rotate(-135deg); margin-top: -2px; }
.faq .faq__answer { padding: 0 1.25rem 1.2rem; color: var(--slate); font-size: .96rem; }
.faq .faq__answer p:last-child { margin-bottom: 0; }

/* ---------- final CTA ---------- */
.cta-band { text-align: center; }
.cta-band h2 { max-width: 18em; margin-inline: auto; }
.cta-band p { color: #a9bdd4; max-width: 34em; margin-inline: auto 1.6rem; margin-inline: auto; margin-bottom: 1.6rem; }
.cta-band .btn { margin-bottom: 1rem; }
.cta-band__note { font-size: .85rem; color: #8ba1bb; }

/* ---------- footer ---------- */
.site-footer { background: #0a1523; color: #8ba1bb; padding-block: clamp(2.5rem, 6vw, 3.5rem) 7.5rem; font-size: .9rem; }
@media (min-width: 860px) { .site-footer { padding-bottom: clamp(2.5rem, 6vw, 3.5rem); } }
.site-footer__grid {
  display: grid; gap: 1.8rem; grid-template-columns: 1fr;
  padding-bottom: 1.8rem; border-bottom: 1px solid rgba(255,255,255,.08);
}
@media (min-width: 700px) { .site-footer__grid { grid-template-columns: 1.4fr 1fr 1fr; } }
.site-footer h4 { color: #fff; font-size: .92rem; margin-bottom: .7rem; letter-spacing: .02em; }
.site-footer a { color: #b8cadf; text-decoration: none; }
.site-footer a:hover { color: var(--gold); text-decoration: underline; }
.site-footer ul { list-style: none; padding: 0; margin: 0; }
.site-footer li { margin-bottom: .45rem; }
.site-footer .logo__name { color: #fff; }
.site-footer .logo__sub { color: #7d93ad; }
.footer-bottom {
  padding-top: 1.4rem; display: flex; flex-wrap: wrap; gap: .6rem 1.2rem;
  justify-content: space-between; font-size: .82rem; color: #6f86a1;
}
.footer-legal { max-width: 60em; font-size: .78rem; line-height: 1.6; color: #6f86a1; margin-top: 1rem; }

/* ---------- sticky mobile bar ---------- */
.sticky-cta {
  position: fixed; left: 0; right: 0; bottom: 0; z-index: 60;
  padding: .7rem var(--pad) calc(.7rem + env(safe-area-inset-bottom));
  background: rgba(255,255,255,.94);
  backdrop-filter: saturate(160%) blur(12px);
  border-top: 1px solid rgba(15,30,51,.10);
  box-shadow: 0 -6px 20px rgba(15,30,51,.08);
  transform: translateY(110%);
  transition: transform .3s ease;
}
.sticky-cta.is-visible { transform: translateY(0); }
@media (min-width: 860px) { .sticky-cta { display: none; } }

/* ---------- scroll reveal ---------- */
.reveal { opacity: 0; transform: translateY(22px); transition: opacity .6s ease, transform .6s ease; }
.reveal.is-in { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) { .reveal { opacity: 1; transform: none; } }

/* ---------- legal pages ---------- */
.legal { max-width: 780px; }
.legal h1 { font-size: clamp(1.8rem, 5vw, 2.5rem); margin-bottom: .3em; }
.legal .updated { color: var(--slate); font-size: .9rem; margin-bottom: 2.5rem; }
.legal h2 { font-size: clamp(1.2rem, 3.2vw, 1.45rem); margin-top: 2.4rem; }
.legal h3 { font-size: 1.05rem; margin-top: 1.6rem; }
.legal p, .legal li { color: #33415c; font-size: .98rem; }
.legal li { margin-bottom: .5rem; }
.legal a { color: var(--navy-600); }
.legal .callout {
  background: var(--white); border-left: 4px solid var(--gold);
  border-radius: var(--radius-sm); padding: 1.1rem 1.3rem; margin: 1.5rem 0;
  box-shadow: var(--shadow-sm);
}
.legal .callout p:last-child { margin-bottom: 0; }
.back-home {
  display: inline-flex; align-items: center; gap: .4rem;
  color: var(--slate); text-decoration: none; font-size: .92rem;
  font-weight: 600; margin-bottom: 2rem;
}
.back-home:hover { color: var(--navy); }